Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.

Read on to learn about the best banks for CD rates in 2026.

If you want a consumer-friendly online bank that doesn’t have monthly service fees or overdraft charges, Capital One 360 could suit you well. Many or all of the products on this page are from partners ...

Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare ...

The Fed has now cut rates at back-to-back meetings this fall. And odds are, more cuts are coming soon and will continue into 2026. As a result, some banks are already trimming APYs on savings accounts ...