Edmunds data shows new-car loan rates have been falling, but higher vehicle prices are pushing monthly payments higher.

In the fourth quarter of 2025, 20.3% of new‑car shoppers agreed to monthly payments topping $1,000 — the highest share ever recorded.

Edmunds reports record monthly car payments in Q4 2025: over 20 percent of new-car buyers pay $1,000+, with 84-month loans becoming commonplace.

The share of new-car buyers who pay $1,000 or more per month for their auto loans rose to a new record in the fourth quarter, ...

Car loans are getting longer as prices and interest rates rise. Lower monthly payments may look appealing, but longer terms ...

Across the country, shoppers walking into showrooms are discovering that the sticker price is only […] ...

Another financial quarter of American car loan data is in the books, and Edmunds has published its latest analysis on what the average loans look like for new and used vehicles. Perhaps unsurprisingly ...

If you're shopping for a new car right now, you've got a rare advantage working in your favor. 60-month auto loan rates ...

Fitch Trading says more borrowers with lower credit scores are slipping behind on their car payments, with 60-day delinquencies now at record highs. For many families with already tight budgets, it's ...

Julia Glum For a growing share of drivers, car payments are starting to resemble rent. A record number of U.S. car buyers are ...

Unfortunately, the auto market has evolved to a point where this strategy could actually backfire and cost you thousands more ...