It’s important to understand the key terms you might encounter on bills, when using rewards or when performing certain kinds ...

Fraud alerts and credit freezes help protect you from identity theft, either by alerting creditors to take extra steps to verify your identity or by hiding your credit report from potential creditors.

To avoid credit card theft, it’s not enough to simply keep your credit card in a secure place — you have to monitor your credit card statements and credit reports routinely for signs of fraud. As data ...

Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three major credit bureaus are Equifax, Experian and TransUnion. Each credit bureau ...

If your personal information is exposed in a data breach or you are the victim of identity fraud, a recommended step to take is freezing your credit. A credit freeze "is a restriction you can put on ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and credit ...