A new law will mean lower federal loan limits for some students and parents who help pay. Changes from the One Big Beautiful Bill Act take effect on July 1, 2026, and could impact your ability to pay ...

But new federal rules usher in two major changes to Parent PLUS loans. First, parent borrowing will now be capped at $20,000 per year and $65,000 total for each student. Second, parents will no longer ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

The cost of college — including tuition, housing, textbooks and other fees — adds up for families. However, students are often eligible for financial aid, including scholarships, ...

New federal financial aid limits are on the way this summer for students and families, according to the U.S. Department of Education. The Education Department’s “Reimagining and Improving Student ...

Families who relied on the federal Parent PLUS loan program to help their children pay for college are facing renewed urgency ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. Several million borrowers may lose access to affordable payments ...

It’s a new year for student loans, and big changes are happening that will impact millions of borrowers across the country. Historic legislative changes, sweeping regulatory updates, and major legal ...

Borrowers must consolidate their loans by April 1, or risk losing lower payments and potential forgiveness. This page includes information about these cards, currently unavailable on NerdWallet. The ...