To get a VA home loan, you must be a service member, veteran or qualifying surviving spouse with a Certificate of Eligibility. VA home loans have no down payment requirements but only apply for ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. VA loans exist to make ...

Are you considering using a VA loan for your upcoming home purchase? They have a variety of enticing benefits for borrowers such as 100% financing and limited closing costs. However, there are items ...

Home buyers might be surprised to learn how many mortgage options they have when shopping for a new house. Active and former service members, in particular, have several financing options to explore, ...

Veterans Affairs (VA) loans are provided by lenders, such as banks and credit unions, and tend to have more favorable terms like a lower down payment requirement compared to conventional mortgages.

Q: I’m a retired veteran looking to purchase my first home. A friend of mine recommended a VA loan, but I’m not sure if it’s right for me. What are some VA loan pros and cons I need to consider? A: ...

VA loans do not usually require a down payment, but there are certain circumstances in which a down payment might be necessary. Making a down payment on a VA loan can help reduce your funding fee and ...

Active-duty military personnel and veterans can benefit from the Veterans Affairs (VA) backing on mortgages to save on private mortgage insurance, interest rates and closing costs. You could also ...

FHA loans are accessible to any eligible borrower, whereas VA loans are specifically for active-duty military members, veterans, and their surviving spouses. Federal Housing Administration (FHA) and ...

Limited inventory and high interest rates dramatically cooled the housing market in 2022, with home sales falling nearly 18% from 2021, according to data from the National Association of Realtors. At ...

If you're a service member or veteran exploring homeownership, the VA loan is an excellent tool. VA home loans typically have no down payment or private mortgage insurance (PMI) requirement, and you ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. VA home loans are among ...