“Create a summer savings account so you have money set aside,” she suggests. While more savings are always better, even ...

Bilt said it's developing "Bilt Card 2.0," which will include a no-annual-fee option as well as two higher-tier products with annual fees of $95 and $495 respectively.

The potential for a high annual fee makes the Platinum E3 Visa from Credit One Bank a less-than-ideal choice when cheaper options exist for consumers with bad credit.